Financial Inclusion


Responsible Banking

We’re Purpose-driven to help build a more inclusive society. Critical to that effort is supporting customers who face systemic barriers. Across North America, BMO is working to level the playing field in underserved communities, and grow financial inclusion for racialized, Indigenous and women customers, to create the conditions for inclusive economic growth.


Supporting an inclusive society with zero barriers

BMO is dedicated to meeting the needs of minority-owned businesses, women entrepreneurs and underserved communities by providing the tools they need to establish the foundations for prosperity. By providing financial education and access to banking, credit and capital to those who have too often been denied them, we eliminate barriers and create opportunity for home ownership, financial security, and thriving small businesses that create jobs and help communities thrive.

BMO for Women

Equal opportunity is essential to a healthy economy, yet women still do not have the same opportunity as men. BMO challenges the status quo by supporting the growth of women-owned businesses and empowering women to feel confident about their finances and their financial futures.

In 2018, BMO committed to make $3 billion in capital available to women business owners in Canada over three years. In 2019, in support of our Purpose, we made a bold commitment to double our support for women entrepreneurs by 2025.

Indigenous Banking

Our relationship with the Indigenous community in Canada runs deep. BMO’s specialized support – employment, business with Indigenous peoples, procurement and community investment – helps Indigenous communities and individuals take their place in the national economy, and provide for themselves, their families and coming generations. The Canadian Council for Aboriginal Business (CCAB) has recognized BMO with six consecutive gold-level Progressive Aboriginal Relations (PAR) three-year certifications for our approach. 

Community Reinvestment in the U.S.

In line with the U.S. Community Reinvestment Act (CRA), BMO is committed to meeting the credit needs of all customers, including those who are low and moderate income or who live in low and moderate income neighbourhoods. Our work to eliminate systemic barriers and grow financial inclusion includes community-based financial literacy programs and small business financing. We also help developers and organizations by providing financing and investments for projects that strengthen our communities. Our approach has consistently earned us the rating of Outstanding in CRA examinations.


Hubert the Lion, the mascot for BMO Harris Bank, attends a Community Open House with bank employees

Community Reinvestment Act

For BMO Harris in the U.S., CRA is more than compliance. It’s a promise, every day, to doing our best for those around us.

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Indigenous Banking

Indigenous banking

See how BMO is committed to providing improved access to financial products and services to Indigenous communities.

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BMO for Women

BMO supports women entrepreneurs and investors with research, innovative educational platforms, sponsorship of business-related conferences, seminars, and more.

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