Community Reinvestment Act

Loretta Minor

In the U.S., legislation called the Community Reinvestment Act (CRA) encourages financial institutions to meet the credit needs of all customers, including those who are low and moderate income or who live in low and moderate income neighborhoods. But for us, that’s just one dimension of a broader commitment that extends from community-based financial literacy programs and small business financing to major urban redevelopment projects.

BMO Harris has earned an “Outstanding” CRA rating in our most recent examination. Click here to see our performance evaluation.

Helping homeowners

Learn how BMO Bank helps homeowners access federal assistance when they need it.

Learn more

BMO Bank community development programs

See an overview of BMO Bank’s Community Development activities, including our use of debt and equity partnerships, and financing on projects with government funding programs.

Learn more

Two colleagues in a meeting room

Social Impact Overview

An at-a-glance view of our Community Reinvestment-related activities in the United States.

Learn more (PDF)