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BMO EMpower 2.0
BMO Harris Bank, N.A. (BMO) is proud to build on its strong history of community support with a more than $40 billion Community Benefits Plan supporting organizations in communities across the United States, with over $16 billion of the plan commitment targeted for the State of California. Under the banner of BMO EMpower 2.0, this plan will go beyond providing a financial commitment. It includes strategic partnerships and fosters deep community engagement in markets across our expanded footprint in the United States. Through this combination of financial and community-driven investment, we believe that together with our partners we can create meaningful change at the local level.
BMO Harris Bank, N.A. (BMO) is proud to build on its strong history of community support with a more than $40 billion Community Benefits Plan supporting organizations in communities across the United States, with over $16 billion of the plan commitment targeted for the State of California. Under the banner of BMO EMpower 2.0, this plan will go beyond providing a financial commitment. It includes strategic partnerships and fosters deep community engagement in markets across our expanded footprint in the United States. Through this combination of financial and community-driven investment, we believe that together with our partners we can create meaningful change at the local level.
Creating meaningful change for economic inclusion
At BMO, diversity, equity and inclusion are at the core of our Purpose to Boldly Grow the Good in business and life and our Zero Barriers to Inclusion 2025 strategy. We have a responsibility to respond to the demands of our rapidly changing economic and social landscape to drive meaningful financial progress and champion racial equity, and have made a Bold Commitment to support an inclusive society. After exceeding our original $5 billion goal in just two years, we launched BMO EMpower 2.0, the next step in our commitment to growing the good in our communities.

BMO EMPOWER 2.0
MORE THAN $40 BILLION COMMITMENT
$7.5B
Home Mortgage Lending
Lending to low-to-moderate income level homebuyers and communities of color
$15.5B
Community Development Loans & Investments
Community reinvestment in real estate, affordable housing and neighborhood revitalization
$2B
Minority Commercial Lending
Vital community assets and resources for women and minority-owned businesses
$16.5B
Small Business Lending
Women, Black, Hispanic/Latino and Native American small business lending program
$135M
Philanthropy
Philanthropic giving to support minority organizations and community engagement

Diversity, equity and inclusion
BMO’s Zero Barriers to Inclusion 2025 is a multi-year strategy focused on providing access to opportunities and enabling growth both inside and outside our doors.

Community giving
BMO’s community giving strategy is built on three pillars – collaboration, learning and innovation – that are supported by our 206-year commitment to helping improve the quality of life in our communities.

Our Purpose
We deliver value far beyond the bottom line. Working together with our customers, our employees and our communities, we look for opportunities to accelerate positive change, united in the belief that success can be mutual.